Ghost Tapping Scam: How to Protect Yourself

Ghost Tapping Scam Targets Tap-to-Pay Users

A new scam called ghost tapping is spreading across the country, targeting tap-to-pay users. According to the Better Business Bureau (BBB), this scam involves hackers using fake payment terminals to steal credit card information.

How Does it Work?

The scammers set up fake payment terminals that mimic real ones, and then use them to capture credit card information from unsuspecting victims. The BBB warns that these fake terminals can be found in public places, such as malls, airports, or parking garages.

How Can You Protect Yourself?

To protect yourself from this scam, the BBB recommends the following:

• Be cautious when using tap-to-pay systems in public places. If you notice anything suspicious about the payment terminal, do not use it.
• Keep your credit card information and PIN private. Never share them with anyone, even if they claim to be a representative of your bank or credit card company.
• Monitor your account statements regularly for any suspicious activity. If you notice anything unusual, report it to your bank or credit card company immediately.

The BBB also advises consumers to use cash or debit cards instead of credit cards when possible, and to consider using mobile payment apps that offer additional security features.

What Can You Do if You’re a Victim?

If you’ve fallen victim to the ghost tapping scam, the BBB recommends contacting your bank or credit card company immediately to report the incident. They can help you cancel any compromised cards and issue new ones.

The BBB also advises consumers to file a complaint with their local authorities if they suspect that the scam was committed in person.